Memphis wealth & Planning Get a personalized path to your financial goals. Our wealth management advisors are here to help guide you in sound financial advice that is tailored to your lifestyle, values, and needs in Memphis and beyond. Schedule a consultation Our Services We Know What It Takes To…

Individual Employee Benefits Consulting Experts in Business Corporations and government agencies vary widely in the benefits they offer. We know that it can be confusing to make the right choice, and we can help you sort through your options. Exercising stock options, for example, should be studied with a careful…

Financial Planning Helping You Navigate the Complexities   We understand that, over time, insurance and investment transactions that once made sense can look like financial “pot luck.” In addition to incoherent product mixes, we often see tax planning opportunities being passed up and dated or non-existent estate planning documents. Unfortunately, limitless and often contradictory information about personal finance do nothing to…

Financial Coaching Timely Guidance at Every Stage   A proper planning relationship involves encouragement and guidance. Our financial coaches pride ourselves in helping our clients build a nest egg from scratch, and that’s why we qualify our clients based on commitment, not assets. On the path to first-generation wealth, we typically…

Pension Benefit Maximization Making It Last At retirement, many of our clients are confronted with challenging decisions regarding their pensions. They often must choose to take 100% of their benefit with no spousal benefit or make the irreversible election to give up 10% of it for a reduced survivor benefit (50% of the reduced amount)…

Gifting Strategies For the Next Generation   You’ve made the climb to the summit of financial security, now what? A Memphis Planning + Wealth advisor will help you understand the meaning behind “great wealth and great responsibility” and prepare you for the certainty of death and taxes. Presuming you have more than…

Estate Planning For Their Future   The IRS has given us few opportunities versus the number of landmines they have set. Most people find it difficult to decipher the tax treatment of different registrations, annuities, and life insurance before and after death. We call attention to the mistakes they want you to make and…

Risk Management Insurance Is in Our DNA   The risk management cornerstone of financial planning is oftentimes the most misunderstood. The complexity of products and pricing has increased dramatically over the last 15 years, especially in Life and Long-Term Care. Unfortunately, self-directed clients sometimes overlook a more suitable policy in favor of the simplest and least expensive, often…

Tax Strategy Advisors Hit a Moving Target There are two things that our tax advisors know are always in motion: IRS regulations and our client’s level of vulnerability to them. An increase of income and/or assets often requires a change of tact from tax reporting to tax planning. We identify strategies and work with accountants to…

Investment Management Whole Life Financial Guidance Do you have investment “pot luck” or a properly diversified portfolio? We offer more investment strategies for every stage of life. A thoughtful discussion with your investment manager can get you outfitted with confidence. Accumulation In the accumulation phase, proper diversification and low fees are important considerations. Consistently buying…