Do you have investment “pot luck” or a properly diversified portfolio? We offer more investment strategies for every stage of life. A thoughtful discussion with your investment manager can get you outfitted with confidence.
In the accumulation phase, proper diversification and low fees are important considerations. Consistently buying into the markets, especially in the face of volatility, can be an important part of a long-term investment approach. Because of this, in the accumulation phase we lean more heavily towards index-based strategies for their lower cost and broad market exposure. An actively managed component can add an element of protection from free-falling markets or add exposure to an investment opportunity.
As your thoughts turn to retirement, it becomes important for more specific account management based on your timeline for income and the tax environment for each pool of money (Roth, Traditional, and Non-IRA). We caution clients against using age and standard rules of thumb to determine their allocation. In addition to tax considerations and intended use of funds, we also look at the current market environment, desire for income, and risk tolerance. A collaborative process with a MPW advisor will uncover the portfolio management that’s right for you and makes you confident.
Retirement brings a new set of decisions. We help clients coordinate personalized investment management with retirement income, tax strategies, Social Security, pensions, and legacy planning—helping them enjoy what they’ve built while planning thoughtfully for what comes next.
It is important to note that there is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Our guided investment management advisors serve the greater Memphis area including Collierville, Germantown, Oakland, Lakeland, Cordova, Arlington, Eads, Bartlett and Downtown Memphis.
