As the owner of growing firm, Josh especially enjoys helping business other business owners “scale-up.” He believes that if you match employee potential to the proper benefits and compensation you will create an energy that drives the business forward.

“Building a revenue model is a key step to building a business that can begin to run independently. It’s difficult to go from subsistence to abundance without embracing the numbers. We provide an outsourced CFO skillset that enables owners who are growth focused. We do this by showing how money flows through the organization in good and bad years. Once we trust the model we can make timely decisions on equipment, real-estate, and human capital.”

His background in corporate finance and 17 years as a business owner has endowed him with a unique skillset and desire to help entrepreneurs in a holistic fashion.

“Business owners require a financial advisor who can empathize with the challenges and uncover a path to evolve or exit the business. I get so much gratification in matching our advice to what the owner values the most.” Josh’s team co-ordinates their insights with local CPA’s, Bankers, and Estate Planning Attorneys to simplify his clients’ financial lives and provide the highest level of confidence in their planning.

Josh was raised in Chattanooga and is an 18-year resident of Memphis. He resides with his wife Lindsey, owner of Lindsey Black Interiors, and three children in East Memphis. He is a former President of the Board for Greater Memphis Greenline and a member of Chickasaw G&CC.

He enjoys travel, coaching his kids in soccer and golf, and takes part in an annual pheasant hunt.  His resume can be found here.

Jeff focuses on comprehensive planning and wealth management for entrepreneurs and medical professionals. He is well versed in the opportunities that business owners and emerging professionals face, guiding them through retirement planning and navigating complex insurance concepts such as split dollar, buy/sell, key man, and survivor needs. As a Dave Ramsey SmartVestor Pro, Jeff’s plans focus on accumulation, advanced tax planning, IRA conversions, and insurance as a wealth accumulation tool for high earners. He is also passionate about helping business owners design 401k plans to attract and retain talent and fit the business owner’s retirement and tax planning needs.

Jeff possesses a BBA in International Business from the University of Memphis and currently holds Series 7, 66, and Life and Health licenses. He has also earned the title of Certified Financial Planner ® and Certified Retirement Counselor ®. He was raised in Memphis and continues to reside in his hometown with his wife, Sarah and their two sons, Buddy and Wells. He is a member of the Memphis Homebuilders Association and enjoys outdoor activities including fishing, hunting, mountain biking and golfing.

The SmartVestor program is a directory of investment professionals. Neither Dave Ramsey nor SmartVestor are affiliates of Memphis Planning and Wealth or LPL Financial.

Michael attended The University of Memphis, where he graduated Summa Cum Laude with a BBA and concentration on financial planning and services. He has since also obtained a Master of Science with a finance concentration.

Michael is also Memphis’ only Chartered SRI Counselor®, which supports our team with unique insights in the areas of sustainable, responsible, and impact investments. He also holds the CIMA® (Certified Investment Management Analyst) and

CFP® (Certified Financial Planner) designations in addition to passing Ed Slott’s Elite IRA training.

Michael possesses the Series 66 and Series 7 and provides investment management support for our custom and model client portfolios. He embraces the challenge of individual stock research, creating tax-efficient stock strategies, and managing risk with fee-conscious investments.

Michael is a lifelong resident of Memphis and enjoys designing and painting 3D-printed models for his 11 younger siblings.  He is a parishioner of Nativity.

Kelsey grew up in Collierville, TN and attended Christian Brother’s University as a scholarship athlete. After obtaining her degree in Marketing in 2014, she began her career in financial services on Josh Black’s team. She possesses life and health licenses and has her series 7. She currently runs the daily operations of MPW and ensures the satisfaction of our clients.

She continues an active lifestyle as a runner and volunteer for CBU’s cross country team while residing in Collierville with her husband, James and daughter, Madeline.